Fees

The Corporate Card is available in either silver or gold. Whichever you choose, you'll find a competitive rate for your business, allowing you the flexibility to choose the card that works for you.

Fee option	Corporate silver card	Corporate gold card
Annual fee only	£32 pa	£78 pa

Cash Withdrawals

You can use your corporate card to withdraw cash in the local currency from ATMs world-wide (if authorised).

Cash Withdrawal	Corporate Silver Card	Corporate Gold Card
Maximum daily withdrawal (subject to cash limit)	£300	£500
Handling charge*	3% (min £3)	3% (min £3)

Foreign Exchange Fee**	Corporate Silver Card	Corporate Gold Card
Foreign Exchange fee**	2.99%	2.99%

Interest Charges

With the corporate card you can usually get up to 38 days interest-free credit at the end of which the balance gets settled in full (see Bill Payment). If you miss your payment date interest is charged at 2% per month, calculated daily from the statement date until the balance (including any charges) is repaid in full.

Bill Payment

The total balance for all cardholders is usually settled in full within 7 days of the date of your statement by direct debit (providing you with an interest-free credit of up to 38 days).

Late Payment, Returned Payment and Exceeded Limit

You may incur additional charges if your account balance is not settled in full at the end of your interest-free credit period or if you exceeded the agreed account limit.

Late payment	£25 per month
Returned payment	£25 per month
Exceeded limit	£25 per month

If you think you might need a temporary increase in your limit to cover special circumstances, or you need to rearrange limits between your cardholders this facility may be agreed in advance if you contact us.

Administration and Management Information Charges

Company and cardholder statements are sent to the company as standard. Additional copies can also be provided for a fee. Monthly and annual management information reports are also available - fees may apply.

Regular statements to the company and cardholders	Free
Copies of previous statements	£2 per sheet
Copy of a transaction receipt	£5 (unless you are disputing a transaction that is found in your favour, in which case the fee will be refunded)